06 Dec, 2022
Electronic Benefit Transfer (EBT) cards are debit cards that allow those receiving public assistance to purchase food and other necessities. Unfortunately, some people try to take advantage of this system by cloning these cards in order to access funds illegally. This is known as EBT card fraud. Those who participate and perpetrate these card fraud schemes victimize low income families within the community, who rely on EBT cards to make ends meet. As a result, the most vulnerable individuals have had to bear the burden of these criminal activities. Many were forced to forego meals or go into further debt in order to buy food and other essentials. Fortunately, California is one of the few states that will pay back fraud claims, but there may be little recourse for victims in other states. Over the past 12 months, California has reported a loss of close to $24 million due to scams. By July of 2022, the state paid out almost $3.8 million to those who had been victimized by EBT fraud. This is an alarming increase of over 4000% from 2021. Recently, two men – Florin Tanasa, 27, and Adam Nilson, 30 – were arrested on suspicion of participating in an EBT card fraud scheme. The men were accused of cloning EBT cards through the use of card skimming devices or other illicit means. In this particular case, police officers investigating a suspicious vehicle found 50 cloned EBT cards, thousands of dollars in cash, and card skimming equipment inside the vehicle. It appears that the perpetrators had been using these cloned cards to attempt to withdraw funds at ATM machines throughout California. Police officers believe that the investigation may uncover potential ties to other counties and cities within California where similar activity has taken place. A court motion was filed by deputy district attorney Dana Filkowski, who argued the suspects were a flight risk and a threat to public safety. Additionally, any funds the suspects had access to would likely be proceeds from their crime. As such, bail was set at $1 million each by the presiding Judge Nancy Davis Stark. There are a number of protective measures individuals can take when using ATMs or point-of-sale machines in order to avoid financial fraud and keep their personal information safe from being compromised. These include regularly monitoring bank accounts for unusual activity, using secure machines when possible, shielding PIN entry from view, being wary of requesting help from strangers, not leaving debit or credit cards unattended, and not disclosing personal information to unknown sources. According to experts, scammers are particularly crafty when utilizing EBT, since they usually opt for taking out only small amounts of money at a time in order to avoid detection. To protect your finances, it is important to monitor transactions closely and take action immediately if any suspicious activity occurs. By staying alert and informed, those who rely on EBT can ensure that their much needed benefits remain safely in their accounts.